Recreational assets
Finance for the weekends you're planning
Caravans, boats, motorbikes and camper trailers can be financed over a term that suits how often you'll actually use them — without emptying your savings to buy outright.
Who it suits
Is this the right finance for you?
Caravans and camper trailers
New and used vans from dealers or private sellers, including off-road builds.
Boats and jet skis
Trailer boats through to larger vessels, subject to age, type and lender policy.
Motorbikes
Road, adventure and off-road bikes for licensed riders.
Motorhomes
Self-contained motorhomes financed over longer terms where appropriate.
Upgraders
Trading up from an existing asset, with trade-in or sale proceeds factored in.
First-time buyers
Buying your first van or boat and unsure what lenders expect.
Structures
Common structures we arrange
Availability depends on the lender, the asset and your circumstances. We'll explain which options realistically apply to you.
Secured loan
The asset is used as security, which generally supports better pricing.
Unsecured loan
Used where the asset type or age doesn't meet secured lending criteria.
Balloon / residual
Available with some lenders to lower regular repayments, with an amount owing at term end.
Deposit or trade-in
Reduces the amount financed and can improve both repayments and approval prospects.
Worth knowing
Things to consider
- Asset age at the end of the loan term influences lender appetite and maximum term.
- Insurance is generally required for secured recreational assets.
- Private sales require additional verification and can take longer to settle.
- Consider running costs — registration, storage, mooring and servicing — alongside repayments.
Finance Republic is a finance brokerage. We arrange finance through a panel of lenders and are not a bank or direct lender. Information on this website is general in nature and does not take your objectives, financial situation or needs into account. All applications are subject to assessment and lender criteria.
FAQs
Questions we're often asked
Ready to talk numbers?
Tell us what you're buying and we'll come back with clear, honest options — no obligation.