Credit Guide & Disclosures
About Finance Republic
Finance Republic is a finance brokerage. We arrange finance through a panel of lenders and are not a bank or direct lender. Information on this website is general in nature and does not take your objectives, financial situation or needs into account. All applications are subject to assessment and lender criteria.
Licensing
Our Australian Credit Licence or credit representative number, legal entity name and ABN will be published here once confirmed. We do not publish licensing claims before they are verified.
How we are paid
We are generally paid a commission by the lender when a loan settles, and we may also charge a broker fee. Commission ranges and any fees payable by you are disclosed in writing before you proceed.
Our lender panel
We arrange finance through a panel of lenders. The panel does not include every lender or product available in the market, and we do not act on behalf of any single lender.
Suitability
Where required, we make reasonable enquiries about your requirements, objectives and financial situation, and verify that information, before recommending a credit product.
Calculator estimates
Estimates are indicative only and are based on the information and assumptions entered. They are not a quote, approval or offer of credit. Actual rates, fees, repayments, eligibility and loan structures will vary by lender and applicant circumstances. Terms, conditions and lending criteria apply.
Complaints
If you are unhappy with our service, our internal complaints process and the external dispute resolution scheme we belong to will be set out here, including contact details and timeframes.
Financial hardship
If you are experiencing financial difficulty, contact us or your lender as early as possible. Support options may be available.